We all need a little financial boost from time to time, and thankfully Singapore counts with licensed money lenders just for that purpose. However, finding the right lender can be a challenge in and of itself. Today we’ll cover the key factors you need to keep in mind to start your search. So stick with us as we teach you the basics.
Did you know that licensed money lenders are disallowed from soliciting loans via text, calls, or social media? Singapore laws are very thorough to make sure that its citizens are safe from unjust behavior, and this can be seen very clearly when it comes to money lending.
A lender being overly insistent is a huge warning sign. And if they use the above methods then they are either illegal or knowingly breaking regulations. Either of which is all the reason you need to avoid them.
Even if the lender isn’t using the wrong means to insist, take a second to consider this. If they are this overbearing before the loan, how will they be if you do take one?
Compare thoroughly
The easiest way to get an idea of how good any business performs is to compare thoroughly. You won’t find the top 3 money lenders in Jurong West by accident. But by comparing multiple loaners you’ll be able to narrow down your choices.
The internet is one of the most reliable tools we count with, so make full use of it. Check rates and plans and then go to another lender’s site to do so all over again. The choice is always up to you, so it’s important to make sure that you make the right call.
Money is important and this is why you shouldn’t rush. You need to choose a lender you can trust, so use every resource you have at hand to make the right call.
Read Also : A Small Business Owner’s Guide to Managing Payroll Efficiently
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