If you woke up wondering, “Is today a federal holiday?” you’re not alone. Every year, Americans question whether banks, schools, and post offices operate on Columbus Day, which falls on Monday, October 13, 2025.
Columbus Day is one of the 11 federal holidays observed in the United States. Yet because state and local observances vary, many people remain unsure what’s open or closed. Here’s a full breakdown of what to expect today — from mail delivery and bank hours to stock market operations and school schedules.
What Holiday Is It Today?
Today is Columbus Day 2025, also celebrated in many states as Indigenous Peoples’ Day — a holiday recognizing the history, culture, and resilience of Native American communities.
Federal holiday? ✅ Yes, Columbus Day is a federal holiday.
Date: Monday, October 13, 2025
Established: By Congress in 1937 to honor Christopher Columbus’s voyage of 1492.
Modern context: Many states observe Indigenous Peoples’ Day instead of Columbus Day.
Are Banks Open Today?
Since Columbus Day is a federal bank holiday, most major banks will be closed.
🏦 Banks Closed on Columbus Day 2025
Bank of America
JPMorgan Chase
Wells Fargo
Citibank
PNC Bank
U.S. Bank
However, online banking, mobile apps, and ATMs will remain operational. Some smaller credit unions and regional branches inside grocery stores may choose to stay open.
Tip: Before visiting your local branch, check its official website or Google listing to confirm holiday hours.
Is There Mail Today? USPS, UPS and FedEx Schedules
📬 USPS (Post Office)
All U.S. Postal Service offices are closed today, and there will be no regular mail delivery.
Post offices: Closed nationwide
Mail pickup: Unavailable
Priority Express: Still runs limited service in major cities
So if you were expecting a package or check, it will likely arrive tomorrow.
📦 UPS and FedEx
UPS: Open with regular pickup and delivery.
FedEx: Ground and Express services operate normally, though FedEx Office store hours may vary.
Is the Stock Market Open on Columbus Day 2025?
Good news for investors — the New York Stock Exchange (NYSE), NASDAQ, and S&P 500 markets are open today.
Columbus Day is one of those unique federal holidays when government offices close but financial markets keep running.
| Market | Status (Oct 13 2025) | Opening Time (ET) |
|---|---|---|
| NYSE | ✅ Open | 9:30 AM |
| NASDAQ | ✅ Open | 9:30 AM |
| S&P 500 | ✅ Open | 9:30 AM |
| U.S. Bond Markets | ❌ Closed | — |
Are Schools Closed on Columbus Day 2025?
Whether schools are open depends on your state and district.
Public Schools: Many remain open and hold classes as usual.
Private Schools: Some close for the day or observe Indigenous Peoples’ Day.
Colleges: Typically open but may offer flex schedules or virtual learning options.
Check your district’s website or email notifications for specific schedules.
Are Government Offices Closed Today?
Yes — most federal and state offices are closed.
This includes:
Social Security Administration
DMV offices in most states
Federal courthouses
U.S. Embassies and consulates (for non-emergency services)
Essential services like law enforcement and emergency medical care operate as usual.
Is Trash Pickup or Public Transit Affected?
Trash Collection: In most cities, trash pickup runs on a normal schedule, but some municipal services may shift by one day.
Public Transit: Subways, buses, and commuter trains follow holiday or reduced service schedules. Check local transit apps for real-time updates.
Columbus Day and Indigenous Peoples’ Day — Dual Recognition
In recent years, many states and cities have transitioned from Columbus Day to Indigenous Peoples’ Day as a way to honor Native American heritage.
States such as California, Maine, New Mexico, Minnesota, and Vermont officially recognize Indigenous Peoples’ Day.
Meanwhile, federal agencies continue to observe the holiday under its traditional name of Columbus Day.
Complete List of Federal Holidays in the U.S. (2025)
| Date (2025) | Holiday | Day of Week |
|---|---|---|
| Jan 1 | New Year’s Day | Wednesday |
| Jan 20 | Martin Luther King Jr. Day | Monday |
| Feb 17 | Presidents Day | Monday |
| May 26 | Memorial Day | Monday |
| Jun 19 | Juneteenth National Independence Day | Thursday |
| Jul 4 | Independence Day | Friday |
| Sep 1 | Labor Day | Monday |
| Oct 13 | Columbus Day / Indigenous Peoples’ Day | Monday |
| Nov 11 | Veterans Day | Tuesday |
| Nov 27 | Thanksgiving Day | Thursday |
| Dec 25 | Christmas Day | Thursday |
Knowing these dates helps you plan vacations, bank transactions, and mail deliveries without surprises.
Quick Facts & FAQs
❓ Is today a federal holiday in the USA?
✅ Yes. Columbus Day is a federal holiday observed on October 13, 2025.
❓ Are banks closed today?
Most major banks and credit unions are closed, though ATMs and online services remain available.
❓ Is there mail delivery today?
No. USPS post offices are closed and regular mail does not run on Columbus Day.
❓ Is UPS open on Columbus Day?
Yes. UPS pickup and delivery operate normally.
❓ Is the stock market open today?
Yes. NYSE, NASDAQ, and S&P 500 are open for trading.
❓ Are schools closed today?
It depends on the district. Many public schools remain open; some private schools close.
❓ Is today a holiday in every state?
No. While federal employees get the day off, each state decides whether to observe the holiday formally.
Final Thoughts
So, to recap — yes, today is a federal holiday marking Columbus Day 2025, but not everyone takes the day off.
Federal offices and banks are closed, USPS mail is paused, yet the stock market remains active and many schools continue classes.
Whether you use the day to reflect on American history or to catch up on errands, it’s worth knowing how this holiday affects daily life across the nation.
