Is the Stock Market Open on Columbus Day 2025?

Every October, Americans pause to mark Columbus Day, a federal holiday that honors the arrival of Christopher Columbus to the Americas. But for traders and investors, one question always comes up: Is the stock market open on Columbus Day?

As Columbus Day 2025 falls on Monday, October 13, many people wonder if trading continues as usual or if Wall Street takes a break. The short answer? Yes, the stock market will remain open — but not every part of the financial system follows suit.

What Is Columbus Day and Why It’s Observed

Columbus Day is celebrated on the second Monday of October each year. It’s recognized as a federal holiday, meaning all non-essential federal government offices are closed.

In some states, the day is also observed as Indigenous Peoples’ Day, celebrating Native American history and culture. Regardless of how it’s named, Columbus Day is one of the 11 federal holidays in the United States.

For 2025, that means Monday, October 13 is officially a federal holiday. So while it’s a workday for Wall Street, it’s a day off for most federal employees.

Stock Market Operations on Columbus Day

Now let’s get to the main question: Is the stock market open on Columbus Day 2025?

Yes — both major U.S. stock exchanges, the New York Stock Exchange (NYSE) and the Nasdaq, will operate during their regular trading hours. That means investors can buy and sell stocks as usual from 9:30 a.m. to 4:00 p.m. Eastern Time.

However, not all financial markets follow the same schedule. The U.S. bond market will be closed for the holiday. That includes Treasury trading and most fixed-income activities.

Here’s a quick breakdown:

Why the Stock Market Stays Open

You might be wondering why the stock market doesn’t close if Columbus Day is a federal holiday. The reason lies in how market holidays are determined.

Stock exchanges maintain their own holiday calendars, independent from the federal schedule. These are chosen to ensure liquidity, fairness, and minimal disruption to global financial systems.

Columbus Day is not considered a “major trading holiday” like New Year’s Day, Independence Day, Thanksgiving, or Christmas. Therefore, Wall Street stays open, allowing normal trading to continue.

While trading volumes might be slightly lower than usual — since bond markets and some government offices are closed — the market remains functional, and price movements still occur as on any other Monday.

Banks and Financial Institutions: Are They Open?

Is Columbus Day a bank holiday? Yes. Most major banks follow the Federal Reserve’s holiday schedule, which recognizes Columbus Day as an official bank holiday.

That means many physical bank branches will be closed on Monday, October 13, 2025. However, digital banking and ATM services will remain available.

Customers can still:

• Use online or mobile apps to transfer funds

• Deposit checks through ATMs

• Access customer service through automated systems

Some regional banks or credit unions might keep limited lobby hours, but this varies by location.

So while the stock market is open, your local bank branch likely won’t be.

Is the Post Office Closed on Columbus Day?

Yes — the United States Postal Service (USPS) observes Columbus Day as a holiday.

That means:

• No regular mail delivery or pickup will occur

• Post office counters will be closed

• Priority Mail Express (overnight) remains available in select areas

Private carriers like FedEx and UPS may operate but often modify schedules, so it’s best to check ahead of time.

In short: if you need to send mail, do it before the weekend or wait until Tuesday, October 14.

Are Schools Closed on Columbus Day?

Another common question is: Is there school on Columbus Day?

The answer depends on where you live. Because education is managed at the state and local level, some districts treat Columbus Day as a day off, while others do not.

Here’s how it generally works:

• Many public schools and government offices close for the holiday.

• Some private schools or charter schools may remain open.

• Colleges and universities often hold classes, though administrative offices might close.

If you’re a parent wondering whether there’s school on Monday, October 13, check your district’s academic calendar.

So yes, in many areas, schools are closed on Columbus Day, but it’s not universal.

Federal and State Government Offices

As a federal holiday, Columbus Day means all non-essential federal government offices are closed. That includes:

• Social Security offices

• DMV offices (in most states)

• Federal courts and agencies

• The Federal Reserve

Essential services like law enforcement and emergency departments remain operational. State offices may follow local policies, with some choosing to stay open if they recognize Indigenous Peoples’ Day instead.

Is the Market Open Tomorrow?

If you’re reading this around the holiday weekend, you might be asking, “Is the market open tomorrow?”

If tomorrow is Monday, October 13, 2025, then yes — the stock market is open as usual. But if you trade bonds, note that those markets will be closed until Tuesday.

Columbus Day and the Broader Holiday Calendar

Columbus Day sits midway in the fall season, between Labor Day and Veterans Day. For 2025, it’s one of several federal holidays that affect public and private operations.

Here’s how it fits into the federal holidays 2025 list:

This schedule shows that while Columbus Day is indeed a federal holiday, it’s not a market holiday for equities.

What Holiday Is October 13, 2025?

If you’re wondering, “What holiday is October 13?” — it’s Columbus Day (and in many states, Indigenous Peoples’ Day).

It’s a day that honors history while also prompting reflection on the cultural and social narratives surrounding the exploration era.

But in terms of daily life, it’s also a day when many Americans encounter altered schedules — from mail delivery to banking to school operations.

Tips for Columbus Day 2025

Here’s how to plan ahead for the October 13 holiday:

• Traders and investors: The stock market will be open, but bond markets are closed, so plan your trades accordingly.

• Bank customers: Expect branch closures; use ATMs or online banking instead.

• Parents: Check if your child’s school district observes the holiday.

• Postal users: Mail important packages before the weekend.

• Government services: Most offices will resume normal hours on Tuesday, October 14.

Final Thoughts

To sum up, here’s your Columbus Day 2025 guide at a glance:

• Stock Market: Open

• Bond Market: Closed

• Banks: Mostly Closed

• Schools: Varies

• Post Office: Closed

• Government Offices: Closed

So, is the stock market open on Columbus Day 2025? Yes — trading will continue normally. While many institutions pause for the federal holiday, Wall Street keeps running as usual.

Whether you’re an investor checking your portfolio or just planning errands, knowing what’s open and closed on Monday, October 13, 2025, helps you stay ahead.

FAQs

Q1: Is the stock market open on Columbus Day 2025?
Yes, both the NYSE and Nasdaq are open for normal trading hours.

Q2: Is Columbus Day a bank holiday?
Yes, it’s a recognized federal and bank holiday, so most branches close.

Q3: Are schools closed on Columbus Day?
It depends on your district — many public schools close, but some remain open.

Q4: Is the post office closed on Columbus Day?
Yes, USPS does not deliver or operate on Columbus Day.

Q5: What holiday is October 13, 2025?
That’s Columbus Day, also recognized by some states as Indigenous Peoples’ Day.