The XRP price today is about $1.31 USD (as of November 5, 2026), up roughly 3–4% over the past 24 hours, according to CoinMarketCap and CoinGecko. That puts XRP’s market value near $83 billion and keeps it fifth among all cryptocurrencies. Prices change every second, so treat this as a snapshot and check a live feed before you trade.
That number only tells part of the story. XRP is still roughly 60% below its mid-2025 peak, it just closed one of its weakest Octobers on record, and a handful of fresh events, from a Ripple escrow release to a Binance security incident, are shaping sentiment right now. This guide from Apzo Media explains where the XRP price stands, why it moves, what forecasters are saying, and how to think about the risks. It is educational content, not financial advice.
What Is the XRP Price Today in USD?
On November 5, 2026, major trackers showed XRP trading between roughly $1.26 and $1.34. The table below pulls the key numbers together.
| Metric | Value (Nov 5, 2026) | Source |
|---|---|---|
| XRP price (USD) | ~$1.31 | CoinMarketCap, CoinGecko |
| 24-hour range | $1.24 – $1.34 | CoinGecko |
| 7-day range | $1.20 – $1.34 | CoinGecko |
| 24-hour change | About +2% to +4% | CoinMarketCap, CoinGecko |
| 24-hour trading volume | ~$2.8 billion | CoinMarketCap, CoinGecko |
| Market capitalization | ~$83 billion (rank #5) | CoinMarketCap |
| Price one month ago | ~$1.49 | Crypto.com, Coinbase |
| Price one year ago | ~$2.22–$2.34 | Crypto.com, Coinbase |
Different sites show slightly different prices at the same moment. That is normal. Each tracker averages data from different exchanges and refreshes at its own pace, which is why you may see $1.26 on one page and $1.31 on another. If you plan to buy or sell, the price on your exchange at the time of the order is the only one that counts.
How Much Is 1 XRP Worth in Dollars?
At about $1.31 per coin, a few quick conversions look like this:
- 100 XRP is worth roughly $131
- 1,000 XRP is worth roughly $1,310
- $500 would buy about 380 XRP, before exchange fees
These are simple multiplications and will shift with every price tick.
Why Does the XRP Price Move?
XRP does not follow a single driver. A few forces tend to matter most, and several of them are active right now.
Escrow Releases and Token Supply
Ripple releases XRP from escrow on a monthly schedule. On November 1, 2026, 1 billion XRP became available through two transactions of 500 million each, according to crypto.news. Ripple has often returned a large share of released tokens to escrow, and early reports showed no immediate exchange selling tied to the November release. Still, traders watch these dates because extra supply can weigh on sentiment.
ETF Demand
Spot XRP exchange-traded funds trade in the US, giving investors a regulated way to get exposure without holding the coin. Cumulative inflows since launch are around $1.81 billion, per CryptoTicker, but momentum has cooled. BeInCrypto, citing SoSoValue data, reported only $18.83 million in net inflows for October, a $529,510 outflow on November 2, and zero net flow on November 3. The Coinbase Premium, a gauge of US buying appetite, also sat at an eight-month low.
Exchange Security Events
Binance paused withdrawals after a hack in late October and began reopening them on November 1, with XRP among the first assets cleared. CryptoTicker reported that about 233 million XRP linked to the incident was spread across six wallets as of November 3 and had not yet moved. Large holdings sitting in a few wallets create uncertainty, because a sudden sale could pressure the price.
The Broader Crypto Market
XRP rarely trades in isolation. When Bitcoin and Ethereum fall sharply, XRP usually follows. A mid-year slide across crypto, plus heavy liquidations, helps explain why XRP is down more than 40% from a year ago.
How Has XRP Performed Recently?
Context helps. Here is how the current price compares with recent history:
- All-time high: About $3.65 on July 17, 2025, according to CoinGecko and Kraken data. Some sites still list $3.84 from January 2018, so the “all-time high” figure depends on the data provider.
- October 2026: XRP closed the month down about 16%, its fourth-worst October since 2013, per The Crypto Basic.
- One year: Down roughly 42% to 46%, depending on the tracker.
- November history: XRP’s median November return is about -9.1%, but the average is +78.3% because of one huge outlier (2013). Most Novembers were weak; a few were enormous. That is a useful reminder that averages can mislead.
Santiment data flagged around $1.25 as a pivot level and $1.20 as support. A drop below $1.20 could point to deeper losses, while a hold above $1.30 keeps $1.40 in view, according to BeInCrypto’s analysis. These are technical observations, not guarantees.
Is There an XRP Stock Price?
Not exactly. Searches for “XRP stock price” are common, but XRP is a cryptocurrency, not a stock. It trades on crypto exchanges around the clock, while stocks trade on exchanges like the NYSE or Nasdaq during set hours.
What does trade like a stock is a spot XRP ETF. These funds hold XRP and list on US exchanges, so you can buy them through a regular brokerage account. NerdWallet and Finder both report that regulators approved multiple spot XRP ETFs after the SEC dropped its case against Ripple in August 2025. Ripple Labs itself is, to our knowledge, a private company, so there is no standard “Ripple stock” ticker to buy. Check your brokerage for current fund tickers and fees, since issuer details and listing dates vary between sources.
| Way to get XRP exposure | Trades like | Hours | You hold the coin? |
|---|---|---|---|
| Crypto exchange (e.g., Coinbase, Kraken) | Crypto | 24/7 | Yes |
| Spot XRP ETF | Stock | Market hours | No, the fund does |
XRP Price Prediction: What Do Forecasts Say?
Any XRP price prediction is an estimate, not a fact. Forecasts range from cautious to extreme, and many have missed badly.
Short-Term Outlook
Finbold’s AI-based models, built on indicators like MACD and RSI, projected XRP around $1.31 to $1.33 for November 30, 2026. That implies a modest recovery of roughly 2.5% to 4%. The same article noted XRP had fallen about 14% over 30 days and sat well below its 30-day high of $1.52 from early October. AI forecasts like these extrapolate recent patterns, so a news shock can break them instantly.
Long-Term Forecasts and Why to Be Skeptical
Earlier in 2026, widely shared forecasts were far more optimistic. Coinpedia reported in June that Standard Chartered had a base case of $2.80 for 2026 and Bitwise had $4.94 to $6.53, while some individual analysts called for $20 or more. With XRP near $1.31 and two months left in the year, those targets look unlikely to be met.
| Source | Forecast horizon | Target | Note |
|---|---|---|---|
| Finbold AI models | Nov 30, 2026 | $1.31 – $1.33 | Technical-indicator models |
| Standard Chartered (via Coinpedia) | 2026 | $2.80 base case | Reported June 2026; now well above spot price |
| Bitwise (via Coinpedia) | 2026 | $4.94 – $6.53 | Reported June 2026; now well above spot price |
| Analysts compiled by Analytics Insight | 2026 | Mostly $2 – $10 | Wide variation, some far higher |
The lesson: wide target ranges and confident long-term numbers say more about hope than certainty. Treat any multi-year prediction as one scenario among many.
Advantages and Risks of Holding XRP
Potential positives
- Regulatory clarity improved after the SEC dropped its case against Ripple in August 2025
- Regulated ETF access now exists for people who prefer a brokerage account
- Millionaire wallets (holding at least 1 million XRP) reached 2,147, a 2026 high per Santiment, suggesting some large holders are still accumulating
- The XRP Ledger remains active, with 7,934 new wallets on November 1
Risks and limitations
- Price volatility is high; a 16% monthly drop is not unusual
- Ripple still controls a large share of supply, and escrow releases can affect sentiment
- Some of the new-wallet surge may reflect holders moving coins off Binance rather than new buyers, as 24/7 Wall St. noted
- US demand signals (ETF flows, Coinbase Premium) are currently soft
- Hacks, exchange problems, and regulatory changes can move the price fast
- Forecasts are frequently wrong
Practical Tips for Tracking and Buying XRP
- Use more than one price source. Compare an aggregator like CoinMarketCap or CoinGecko with your own exchange’s order book.
- Watch the calendar. Escrow releases happen on the 1st of each month, and large options expiries (one was cited for November 8) can add short-term volatility.
- Check fees and spreads. A small difference in fees can matter on a modest purchase.
- Size positions you can afford to lose. Do not invest money you need for rent, bills, or emergencies.
- Consider dollar-cost averaging. Buying a fixed amount at regular intervals spreads out timing risk.
- Keep security basics in place. Use two-factor authentication, and consider moving long-term holdings off exchanges after the recent Binance incident.
- Remember taxes. In the US, selling or trading crypto can trigger taxable gains. A tax professional can advise on your situation.
Frequently Asked Questions About the XRP Price
What is the XRP price today in USD?
As of November 5, 2026, XRP trades around $1.31, according to CoinMarketCap and CoinGecko, with a 24-hour range of roughly $1.24 to $1.34. Different platforms show small differences because they pull from different exchanges at different times. Check a live source or your own exchange for the exact price when you want to trade.
Why is the XRP price down this year?
XRP has fallen more than 40% over the past year. Contributing factors include a broad crypto market decline, heavy liquidations, cooling ETF inflows, and a weak October that ended roughly 16% lower. Supply from Ripple’s monthly escrow releases and the late-October Binance hack have also added to caution. No single cause explains it fully.
Is XRP a stock?
No. XRP is a digital asset that trades on crypto exchanges at all hours. You can, however, buy spot XRP ETFs through many brokerages, and those funds trade like stocks during market hours. Ripple Labs, the company behind much of XRP’s development, is to our knowledge privately held, so there is no regular Ripple stock to purchase.
What is the XRP price prediction for the rest of 2026?
Short-term AI models from Finbold point to about $1.31 to $1.33 by November 30. Earlier 2026 forecasts from large institutions were far higher, but XRP is now well below them. Any prediction carries wide uncertainty, because news, regulation, and overall crypto sentiment can change the picture within days. Use forecasts as one input alongside your own research and risk tolerance.
What was XRP’s highest price ever?
CoinGecko and Kraken list the all-time high at about $3.65 on July 17, 2025. Some sites still show $3.84 from January 2018, so the figure depends on the data provider. At around $1.31, XRP trades roughly 60% below the 2025 peak. That gap is a reminder that past highs do not guarantee a return to those levels, and that tracker data should always be checked against your own exchange.
Do ETFs affect the XRP price?
They can. ETF inflows mean buyers are adding XRP exposure, which may support the price, while outflows can have the opposite effect. Recent flows have been weak, with only $18.83 million in October according to SoSoValue data cited by BeInCrypto. ETFs are one influence among many and do not guarantee gains.
Final Thoughts on the XRP Price
The XRP price today sits near $1.31, well below last year’s levels but stable enough to bounce off the $1.30 area after a rough October. Near-term direction will likely depend on ETF demand, how Ripple’s escrow supply and the Binance-linked wallets behave, and whether the wider crypto market steadies.
If you are watching XRP, pair a live price source with a clear plan: know why you are buying, how much risk you can absorb, and when you would reassess. Forecasts can be useful context, but this year has shown how quickly they can age. Verify figures before acting, and consider speaking with a licensed financial advisor.
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